Quick and easy personal loans from $1,000 to $25,000. Local branches, personal service, and flexible terms designed for your unique needs.
We look for a way to make you a loan, not a reason to turn you down
Southern Loans is a family-owned consumer finance company licensed by the North Carolina Banking Commission. We are North Carolinians who have been serving our local communities since 1988. We offer personal loans and financing for large purchases such as ATVs, boats, autos, trailers and more.
We believe in respectful service and local decision-making. While many lenders rely solely on computer credit scores, our team takes the time to understand your situation and work with you to find a solution that makes sense.
At Southern Loans, you will get real people, real conversations, and local support you can trust.
Find the location nearest to you for one-on-one service
Our team is available by phone during the hours below:
Monday - Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:30 PM
Lobby hours may vary by location. Please check your branch's page or give us a call before stopping by.
If you received a Southern Loans check in the mail, we’re here to help you understand your offer and what to do next.
Review important information about your check, how the loan works, and who to contact if you have questions before accepting your offer.
Contact us today or apply online for fast approval
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