Congratulations — you’ve been pre-approved for a loan! Simply endorse the back of the check and cash or deposit it into your bank account. It’s that easy. This is a real, pre-approved loan offer sent directly by us — not a promotional gimmick or a scam. It represents a loan amount you’re already approved for, based on the terms included with your check.
NEXT STEPS
Before you use it
By endorsing and cashing or depositing this check, you are accepting the loan and agreeing to its terms. Before doing so, please review the enclosed loan agreement carefully so you understand the loan amount, payment schedule, interest rate, fees, and any other applicable terms.
Don’t want the loan?
If you’d prefer not to accept this offer, simply destroy the check — you’re under no obligation to use it.
No branch near you? No problem.
If you received a check but don’t live close to one of our branches, the check is still good. We service loans remotely, so you don’t need to visit a branch. You can manage your loan and make payments by phone, online, or by mail, wherever you are in North Carolina.
Have questions?
Need help understanding your offer? Our Southern Loans team is available to answer your questions before you decide to use your check.
Yes. This is a real, pre-approved loan check issued directly by Southern Loans, Inc.
Endorse the back of the check and cash or deposit it into your bank account. Doing so accepts the loan and its terms, as described in the loan agreement included with your check.
You can make payments online, over the phone, or in person at any Southern Loans branch — whichever is most convenient for you.
It usually takes between 3 to 7 business days to process your new loan after you deposit your check. Once complete, you can view account information and make payments on our online payment portal.
Yes. We service loans remotely, so you can cash your check and manage your loan by phone or online even if there’s no branch nearby.
No problem — you’re under no obligation to accept. Simply destroy the check, and no loan will be opened.
You can give us a call at one of our six North Carolina locations — our team can answer questions about your check, your loan terms, or anything else you need. Contact us today!
