Flexible financing for the things you want to buy.
Southern Loans offers retail financing for qualifying purchases, including cars, motorcycles, ATVs, trailers, boats, and more.
Whether you’re purchasing a vehicle for everyday transportation or financing a recreational purchase, our North Carolina team is here to help you understand your options and guide you through the financing process.
A major purchase does not always have to be paid for all at once.
Southern Loans provides retail financing designed to help qualified customers finance a variety of vehicle and recreational purchases.
From the car you depend on every day to a motorcycle, ATV, trailer, or boat you’ve been planning to purchase, our team can help explain the financing process and discuss the options that may be available to you.
Southern Loans has served North Carolina communities since 1988, combining convenient financing options with the personal service of a local company.
Southern Loans provides financing options for a variety of qualifying purchases.
Need financing for your next vehicle? Southern Loans can help qualified customers explore financing options for automobile purchases.
Whether it’s transportation or something you enjoy riding on the weekends, financing may be available for qualifying motorcycle purchases.
Explore financing options for qualifying all-terrain vehicle purchases without having to cover the entire purchase price upfront.
Southern Loans offers financing options for qualifying trailer purchases, whether you need one for work, transportation, recreation, or another purpose.
Planning a boat purchase? Contact Southern Loans to discuss financing options that may be available for qualifying purchases.
Have something else in mind? Southern Loans may provide financing for additional qualifying retail purchases. Contact your nearest branch to discuss your specific purchase with our team.
Retail financing allows an eligible customer to finance a qualifying purchase and repay the financed amount over an agreed period rather than paying the entire purchase price upfront.
With Southern Loans, the process is straightforward.
Start with the car, motorcycle, ATV, trailer, boat, or other qualifying item you are interested in purchasing.
Contact Southern Loans to discuss the purchase and begin the financing process.
Our team will review the required information and work with you through the application process.
If approved, review the financing agreement, payment terms, and other important information before completing your purchase.
Major purchases involve important financial decisions. Southern Loans believes you should have access to real people who can answer your questions and help you understand the process.
Our team takes the time to understand each customer’s situation rather than treating every application as just another number on a screen.
Have a question about financing a vehicle or another purchase? Speak directly with a Southern Loans representative.
Financing may be available for cars, motorcycles, ATVs, trailers, boats, and other qualifying purchases.
Visit one of our local offices when you would prefer to discuss your financing needs in person.
Southern Loans is a family-owned consumer finance company with decades of experience serving communities across North Carolina.
