Helping North Carolinians find financing solutions for more than three decades.
Southern Loans is a family-owned consumer finance company serving communities across North Carolina.
Since 1988, we have focused on something simple: treating customers like people, not numbers.
With six local branches, experienced team members, and a commitment to personal service, Southern Loans provides personal loans and retail financing while giving customers access to real people who are available to answer questions and help them understand their options.
Southern Loans was founded with a commitment to providing North Carolinians with accessible financing and personal service.
More than three decades later, that commitment continues.
While technology has changed how people apply for loans and manage their finances, we believe there is still value in being able to speak with someone who will take the time to listen.
Southern Loans has grown to serve customers through locations in Rocky Mount, Wilmington, Greenville, Enfield, Roanoke Rapids, and Gastonia, while remaining focused on the local service that has defined our company since the beginning.
Today, customers can start an application online, contact us by phone, or walk into one of our branches and speak directly with our team.
No matter how you choose to work with us, our goal remains the same: provide clear information, respectful service, and a lending experience built around real conversations.
There is more to someone’s financial situation than a number on a screen.
Southern Loans believes lending decisions should include an understanding of the person behind the application.
While many lenders rely heavily on automated systems and credit scores, our team takes the time to review each customer’s situation and look for financing options that make sense.
That means asking questions, listening, explaining the process, and giving customers the opportunity to speak with a real person.
Our customers have access to team members who can answer questions and help them navigate the lending process.
We understand the communities we serve because we live and work in North Carolina too.
Every customer deserves to be treated professionally and with respect throughout the lending process.
Financial decisions are important. We work to make sure customers understand their options and the terms associated with their financing.
Southern Loans provides financing solutions designed to help customers manage expenses and make important purchases.
Southern Loans offers personal loans from $1,000 to $25,000 for qualifying customers.
Personal loans may be used for needs such as:
Southern Loans also provides financing for qualifying retail purchases, including:
Technology makes applying for financing more convenient, but convenience should not mean giving up personal service.
At Southern Loans, customers have options.
Call us for immediate assistance.
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