Local service. Flexible financing. Real people.
Life does not always go according to plan. Whether you’re facing an unexpected expense, repairing your vehicle, improving your home, planning a trip, or making an important purchase, Southern Loans is here to help.
We offer personal loans from $1,000 to $25,000 with fixed interest rates and personal service from a North Carolina team that takes the time to understand your needs.
Sometimes you need additional financial flexibility to take care of something important.
A personal loan from Southern Loans can provide funds for a wide variety of everyday needs and larger expenses. Our team believes the lending process should involve more than an online form and an automated response. We take the time to speak with our customers, understand their situation, and help determine what loan options may be available.
Start your application online, call us, or visit one of our six North Carolina branches to speak directly with a member of our team.
Personal loans can help provide financial flexibility when expenses do not fit neatly into your regular budget.
Unexpected vehicle repairs can make it difficult to get where you need to go. A personal loan may help cover qualifying repair and maintenance expenses.
Planning repairs or improvements around your home? Personal loan funds can help cover materials, contractors, equipment, and other project costs.
Whether you’re planning an important trip or dealing with unexpected travel, personal financing can help spread the expense over time.
Life happens. A personal loan may help when an unplanned expense creates a gap in your budget.
Need to make an important purchase that you would rather finance over time? Our team can help you explore your available options.
Personal loans may be used for many different purposes. Contact Southern Loans to discuss your specific financing needs with our team.
Personal Loans From $1,000 to $25,000
Explore financing options designed for a range of personal needs and budgets.
Know that your interest rate will remain fixed according to the terms of your loan agreement.
Southern Loans believes there is more to a borrower than a number on a screen. Our local team takes the time to understand your situation and work with you through the lending process.
Have questions? You can speak directly with a Southern Loans team member online, over the phone, or at one of our local branches.
Start your application online, call your nearest Southern Loans office, or visit us in person.
Southern Loans is a family-owned consumer finance company that has served North Carolina communities for decades.
Getting started with Southern Loans is straightforward.
Apply online, call one of our local offices, or visit your nearest Southern Loans branch.
A Southern Loans representative will review your application and discuss your financing needs with you.
If approved, we will explain the available loan amount, terms, required documents, and other important details.
Review and complete the required loan documents. Funding options, including instant eFunding where available, can help make receiving approved funds convenient.
