Personal Loans
in Rocky Mount, NC

Local service. Flexible financing. Real people.

Whether you need help with an unexpected expense, home improvements, vehicle repairs, or another important purchase, our Rocky Mount team is here to help you find a financing option that fits your needs.

Apply Online
My Account
  • Loans from $1,000 to $25,000
  • Local Decision Making
  • Fixed Interest Rates
  • Serving NC Since 1988

Visit Our Rocky Mount Branch

407 Sunset Avenue
Rocky Mount, NC 27804

Office Phone Number
252-977-1934

Office Fax Number
252-977-6871

Monday - Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:30 PM

Get Directions

Loan Options Available in Rocky Mount

Get Same-Day Cash!

  • Quick approval process
  • Fixed Interest Rates
  • Instant eFunding Options
  • Apply online, in-person, or by phone

Personal Loans

  • Auto Repair
  • Travel Expenses
  • Home Improvements
  • Or Whatever You May Need!

Retail Financing

  • ATVs
  • Trailers
  • Cars
  • Motorcycles

Local Lending with Personal Service

Southern Loans is a family-owned consumer finance company serving North Carolina communities since 1988. When you work with our Rocky Mount branch, you can speak directly with people who understand the community and are available to answer your questions.

Southern Loans place picture
Southern Loans
5.0
Based on 4 reviews
review us on
Anthony Money profile picture
Anthony Money
2 months ago
had a great experience with Southern Loan Company. The process was straightforward, the staff was friendly and professional, and they took the time to explain everything clearly. They made the whole experience much easier than I expected. I really appreciate their customer service and would definitely recommend Southern Loan Company to anyone looking for a loan and a company that treats their customers with respect
Liz Starnes profile picture
Liz Starnes
2 months ago
⭐⭐⭐⭐⭐ I had an unexpected emergency and needed immediate help, and Jackie at Southern Loans was absolutely amazing! Despite the obstacles I was facing, she treated me with nothing but respect, dignity, patience, and understanding. When you’re already dealing with a difficult situation, having someone who listens and genuinely tries to help makes all the difference. Jackie went above and beyond to make me feel comfortable and never made me feel judged for my circumstances. I am incredibly grateful for her kindness and professionalism. Thank you, Jackie, for treating me like a person when I truly needed it most! I highly recommend Southern Loans, especially if you have the opportunity to work with Jackie!
Kennethray profile picture
Kennethray
2 months ago
Marine Jones profile picture
Marine Jones
3 months ago

Serving Rocky Mount and the Surrounding Area

Southern Loans is proud to serve customers throughout Rocky Mount and the surrounding Nash and Edgecombe County communities, including Nashville, Red Oak, Dortches, Battleboro, and Spring Hope.

Our Rocky Mount branch is located downtown at 407 Sunset Avenue, one of the city’s primary east-west corridors. This central location makes our branch accessible for customers across Rocky Mount and nearby communities.

Frequently Asked Questions

Southern Loans is located at 407 Sunset Avenue, Rocky Mount, NC 27804. Our Rocky Mount branch provides personal loans and retail financing with local, personal service.

Our Rocky Mount location offers personal loans as well as retail financing for qualifying purchases. Personal loans can help with expenses such as auto repairs, home improvements, travel, unexpected expenses, major purchases, and other personal needs.

Southern Loans offers personal loans from $1,000 to $25,000 with fixed interest rates. Loan amounts and approval are subject to applicable lending requirements.

Yes. You can apply online, call our Rocky Mount office at 252-977-1934, or visit us in person at our Sunset Avenue location. Southern Loans offers online, phone, and in-person application options.

Yes. Our Rocky Mount branch serves customers from Rocky Mount and surrounding communities, including Nashville, Red Oak, Dortches, Battleboro, Tarboro, and other areas throughout Nash and Edgecombe counties.