Whether you need extra financial flexibility for an unexpected expense or financing for an important purchase, Southern Loans provides options designed around real-life needs.
Our team has served North Carolina communities since 1988, combining convenient financing with the personal service of a local consumer finance company.
Explore our financing services below to find the option that may fit your needs.
Different financial needs call for different solutions.
Southern Loans offers two primary types of financing:
Understanding the difference can help you determine which option is best suited to what you’re trying to accomplish.
Southern Loans offers personal loans from $1,000 to $25,000 for qualifying customers.
A personal loan may provide additional financial flexibility when you need help covering an expense that does not fit comfortably into your regular budget.
Personal loans may be used for needs such as:
Southern Loans offers fixed interest rates and multiple ways to get started, including online, by phone, or at one of our six North Carolina branch locations.
Southern Loans also offers retail financing designed around the purchase of a qualifying item.
Rather than using funds for a broad personal expense, retail financing is connected to a specific eligible purchase.
Financing may be available for:
Our team can help explain the financing process and discuss options that may be available for the item you’re interested in purchasing.
Not sure which financing option applies to you?
You need funds that can be used for a variety of personal expenses.
You are financing the purchase of a specific qualifying item.
Examples:
You don’t have to figure it out alone.
Contact Southern Loans and speak with a team member about what you’re trying to finance.
Call us for immediate assistance.
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